It took a great deal of coaxing to get the repayment of the
loan started. When my wife did receive payments they varied in amount and were
sporadic. Last October (two years and three months after the loan was given)
the widow stated she was no longer going to pay and that any further contact on
our part would be met with the widow filing harassment charges.
We appealed to her sisters and friends to help her fix the
problem. But that effort was to no avail. At that point it was necessary to
take her to small claims court in an attempt to recover the losses of that
loan.
In February, we sat before a judge in small claims and left
after being told to come back on a new date with copies of all payments she had
made. Yesterday that day came and we went in fully prepared with documentation
and qualified legal advice for several lawyers. Upon getting a different judge,
he made the ruling for less than half the amount owed and refused to even look
at our evidence. To appeal his decision is a higher gamble than the initial
cost of filing and would result in more lost time at work for the both of us.
My foolishness has cost her much more than money. She
already suffers from Endometriosis and has had three major surgeries to counter
it in the past four years. After her latest surgery in the Fall of last year,
her doctor told her she had about a two year window in which she might be able
to conceive a child. This is something she wants more than anything as she was
adopted and has no blood relatives. She wants to be able to look in her child’s
face and see her own.
After the ruling yesterday I saw a great person crumble and
it’s my fault. I’m swallowing all of my pride in asking for help to make up the
difference of the ruling and the remainder that is still costing her interest
every month. Please help me.
